When you decide it is time to look into Medicare Supplement Insurance, be sure to protect yourself against Medicare fraud. Medicare fraud can occur in a variety of ways, including:
- An insurance agent using false information to get you to sign up for a plan
- A healthcare provider billing you for services you didn’t receive
- A company offering a Medicare drug plan that hasn’t been approved by Medicare
To protect yourself from Medicare fraud, implement the following strategies:
- Verify that the agent, as well as the company he/she is representing, is licensed. To do so, contact your state’s Department of Insurance or Department of Financial Services.
- Take notes when an agent explains a Medicare Supplement Insurance policy to you. These notes can be helpful to you if there is ever a dispute over your understanding of the policy.
- Don’t let anyone rush you into buying a Medicare Supplement Insurance plan. Take your time and do the necessary research.
- Read carefully through documents before signing them.
- Get contact information from your agent and their insurance company.
- Never make a check out to an individual agent. Instead, make checks payable to the insurance company that you’re getting the Medicare Supplement Insurance plan through.
With these cautionary steps, you will successfully protect yourself against Medicare fraud. Remember, you are able to return a policy for any reason within 30 days of purchasing it and receive a full refund. In fact, you can cancel your medigap plan at any time. Just be sure you are healthy enough to qualify for another Medigap policy with another carrier.
For free no obligatory quotes go to: www.medicare-supplement-florida.info
or call Neil Primack at: 561-935-3907